
(Over 1500+ Books Shipped - Limited Supply, Don't Delay)

(Your information is kept 100% confidential and NEVER shared with any third party)
(To receive a copy of the book, it is required to meet with the advisor beforehand)
(Updated: 02/27/2026)
High Fees
Too Much Risk
Low or No Guarantees
Commission Hungry Salesmen
Wrong Company
Wrong Product
Too Much Invested
Not Enough Invested
What Are My Guarantees?
What If The Market Crashes?
What's The Historical Performance?
What Is The Companies History?
What If I Change My Mind And Want Out?
What If I Pass Away?

Eric Gaddy
Eric Gaddy is the founder of a nationwide virtual financial practice and brings over 33 years of experience as a financial advisor. Since 1993, he has helped clients plan for confident retirements and is the author of Retire Early: What Are You Waiting For? He lives in the Upstate of South Carolina.

Ray Brandt, CPA (Ret.) is the founder of Brandt Advisory Group and brings over 45 years of experience in retirement, income, and estate planning. After retiring from public accounting, Ray continues to work closely with clients, focusing on retirement and estate planning strategies. In 2021, he partnered with Eric Gaddy to help clients create secure, tax‑efficient retirement income.
This Website Is NOT Endorsed By Sheryl Moore or Moore Market Intelligence
To receive a copy of the book, it is required to meet with the advisor beforehand

© 2026 Secure Retirement Store LLC (DBA Annuity Education Resource)
. All Rights Reserved.
864-237-5073
By providing the requested information and clicking “Submit”, I provide my signature expressly consenting to contact from Up North Retirement or its subsidiaries, affiliates, or agents at the number I provided regarding products or services via live, automated or prerecorded telephone call, text message (SMS), or email (even if registered on the DNC). I understand that my telephone company may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time.
This site is not a part of the Facebook website or Facebook Inc. Additionally, This site is NOT endorsed by Facebook in any way. FACEBOOK is a trademark of FACEBOOK, Inc.
Terms & Conditions | Privacy Policy | Contact